Decision Analytics

Data speaks. We know its voice and we will help you

to understand the language of data’s intelligence. With our analytics services, you will get more insight from data, learn more about prevailing trends and acquire the acumen to scale and optimize your products and services. Available analytics products/services are:

Armada Batch Review

For periodic assessment of your entire credit portfolio. Our batch review allows for large-scale assessment in order to obtain detailed information contained in credit reports, in a practical format that supports content filtering.

Reject Inference Analysis

Optimal Cut-off Calculation useful for determining the optimal cut-off score based on maximizing the gross profit of the credit portfolio. RIA adopted the Monte Carlo simulation in calculating the value at risk and the economic capital for credit portfolios held by banks and other creditors.

ArmadaScore® Plus

For customization of variables, parameter adjustments, and most importantly, modeling the product with the information of the credits that make up the credit portfolios of the Institution.

Expected Income Capacity

For estimating the expected income of credit customers in order to determine their capacity to repay a loan or credit facility.

ArmadaScore®

Also called credit score, makes it feasible for creditors to quickly measure the credit default risk of each credit applicant.

Armada Risk-Pricing Score

(Risk Based Interest Rates) for calculating the ideal interest rate for each credit customer based on the level of risk associated with each consumer.